The following quotes are from letters and notes received.  Full names and letters are not posted due to privacy considerations.  As you read these comments, it is easy to see that we do make a difference to our policyholders.  

"As a ....very successful kidney transplant recipient... I have been uninsurable in the individual life insurance market. I know have a permanent life insurance policy to protect my family that I will be able to keep the rest of my life.  Thank you !!!!!!!!!!!!!!!!!!!!!!!!!!!"  - Stephanie

"Due to a rare form of cancer at an early age in life, I have been unable to acquire life insurance.  When I heard Boston Mutual would not only be our whole life provider, but would also offer a one-time exemption for all employees regardless of medical history it was a dream come true. ... If you are reading and think similar circumstances may not happen to you ... I was only 29 when a physician asked me into his office to inform me that I had life-threatening cancer." - Vernon

"My daughter has asthma and it's hard to get life insurance on her ... I have been turned down when I tried to get it.  I am really happy with this insurance company because now my daughter is covered." - Carolyn

"I tried to get life insurance through ... [insurance companies] ... and they all turned me down because I am diabetic.  I was thrilled to get life insurance through Boston Mutual."  - Todd

"Since my mastectomy three and a half years ago it is very difficult for me to obtain any life insurance until I am "cancer free" for five years without very high premiums and stipulations.  Boston Mutual Life's guaranteed insured amount with no questions asked is great."  - Linda

"I wanted to write you a quick note to let you know how happy I was to be able to purchase a life insurance policy... A few years ago, I had open-heart surgery and tried to get insurance with several companies and was refused because of my surgery." - Jerralyn

"I just want to tell your company how much I appreciate the opportunity to get this life insurance.  I have Crohn's Disease and I can't get any life insurance." - Sharon

"I want to relay to you how important the opportunity of getting more life insurance with the Boston Mutual Company has been.  I was diagnosed with a giant hemangioma on my liver three years ago and was denied life insurance at the bank when my husband and I refinanced our home..." - LaWanna

"My son has Downs Syndrome and is 21 years old.  My husband had life insurance on him but has just passed away and I have not been able to provide him with life insurance... Thank you for this opportunity."  - Katherine

"I have been unable to get life insurance because of my m.s.  Now I feel a weight lifted from my shoulders as I won't be a financial burden when I die." - Lenny

"Thank you for the chance to get life insurance.  Since I have epilepsy, I cannot obtain insurance on my own..." - Candee 

"In 1997, while being uninsurable, I was offered through my employer the Boston Mutual ELO Plan, although being very skeptical I applied for and received a policy. ... As a very successful liver transplant recipient, I can now say that if you are a policyholder with Boston Mutual, you made a "great" decision." - Donald